We have just finished our 5th class of 13 in Dave Ramsey's Financial Peace University. Everyone submitted a 3 x 5 card (no name) stating the amount of consumer debt (excluding house mortgage). Although the total was $632,378.00 for about 14 families, the truth is that's pretty normal.
Great reports are coming in: One man got better paying job; some have finished Baby Step One ($1000 in the bank so they can stop using credit when an emergency comes); another has paid off $3000 in debt; we had a terrific Ebay class and learned how to sell "stuff"; and we have scheduled a multi-family garage sale to help get Baby Step One for the others in the class. We have found that any amount of debt takes the fun out of life and also keeps us from being able to give to special needs in others when they arise.
Hallelujah! HOPE is rising in hearts that before were very discouraged. All are commited to change their future! Why don't you find a class in your area? It teaches so much more than being debt free.
No comments:
Post a Comment