My husband has worked hours and weeks creating a class from Dave Ramsey's TOTAL MONEY MAKEOVER book. The actual class hasn't existed so he put one together and we are teaching it in a six-week series. Dave does offer the information online for $9.95 a month or $89.95 per year. We thought it would be helpful if there was a warm body that you could ask questions. Dave Ramsey's Financial Peace University classes as well as the Total Money Makeover book is the simpliest way to understand your finances and to get control of your money. As he says, "your greatest wealth builder is your income". Take the classes, buy the books - you will get a grip like never before.
I also published a book, FREEDOM FROM DEBT, that has some quick strategies to win with your money. You can order it on this blog. Take a deep breath - you are going to make it!
