Did school supplies wipe you out?

School comes at the end of every summer, and still it surprises us with the cost.  On the surface, it's easy to remember clothes for school, but there are so many other expenses:  books, clubs, fees, backpacks, etc.  Suggestion:  Tally up what you actually spent this year, divide the number by 12 and begin to set aside 1/12 each month in a special savings account.  Every time you save for expenses, you can enjoy the event so much more.  The same will hold true for other once-a-year expenses like Christmas.  If the event has already passed, rethink it and total the cost and divide as above.  Your life will not have as many road bumps nor financial crises.  This may sound impossible and it probably will be the first year,  but work toward this goal for next year.  This works equally well for items to purchase, vacations, and desires of your heart.  In Proverbs 10:4, the Bible says, "He becometh poor that dealeth with a slack hand: but the hand of the diligent maketh rich".  Hang in there - you're going to make it!