Levelized billing for Utilities +

Our local energy company posted this in their monthly newsletter:  "Customers can spread natural gas costs more evenly throughout the year by choosing Average Monthly Billing or Budget Plan (Minnesota).  These levelized billing programs offer more predictable monthly payments..."  I have done this for years - paying the same amount year around - to keep our budget on track.  They adjust once a year and you will either get a credit, or they will bill you the difference and they change the monthly amount necessary for level pay next year.  It usually fluctuates just a few dollars.  I highly recommend doing this with as many of your utilities and insurances as they allow.  It keeps expenses on an even keel.